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Getting a payout for recommendation
After you receive the funds from your employer plan, you have 60 days to complete the rollover to an IRA or other tax-deferred plan.
Here's a quick comparison of annuities and lump-sum withdrawals: Pros, cons, fixed annuity, regular income on a regular schedule for life.
Whats more, the money you withdraw is no longer tax deferred, which means that any future interest and dividends will be taxed in the year they are paid.
You also avoid the 10 percent early withdrawal penalty you would face if you're younger than.
Department of Labors CareerOneStop site.
Danger of spending assets too fast.
With a single-life annuity, when you die, the payments stopeven if you die soon after they start.
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